By Okbima 02 May 2024 18

Surrogacy Cost In India 2024: Types & Cost In Different Cities


Many couples are curious to know the Surrogacy Cost In India to have a baby through a surrogate in India. The price can differ in 2024 based on the type of surrogacy and the location of the procedure. Traditional and gestational surrogacy have different costs. Parents need to research and compare costs in different cities before choosing a surrogate.


What Is Surrogacy?

Surrogacy in India is when a mother carries a baby for people who can't have children on their own. The mother gets pregnant with the help of the intended parents' sperm and eggs. It is popular because it is cheaper than in other countries and many women are willing to be surrogates. However, there are some concerns and rules to make sure everyone's rights are protected.


Types Of Surrogacy

There are two types of surrogacy surgeries which include Traditional Surgery & Gestational Surgery. Let’s know in detail for better understanding.

1. Traditional Surrogacy

Traditional surrogacy is when a woman uses her egg to conceive a baby for someone else. This method involves artificial insemination, in which the sperm of the intended parent or a donor is used to fertilize the surrogate's egg. As a result, the surrogate is genetically related to the child she carries. 

Traditional surrogacy can be a more affordable option compared to other fertility treatments, but it can also raise legal and emotional complexities. It is important for all parties involved to have a clear understanding of the process and have a legally binding agreement in place before moving forward with traditional surrogacy.


2. Gestational Surrogacy

Gestational surrogacy is a process where a woman carries a baby for another person or couple. In this type of surrogacy, the surrogate mother is not genetically related to the baby she carries. Instead, the embryo is created using the intended parents' egg and sperm or donated eggs or sperm. 

The surrogate mother then carries the baby to term and gives birth, after which the baby is handed over to the intended parents. Gestational surrogacy is often chosen by couples who are unable to conceive or carry a pregnancy on their own, and it offers them a chance to become parents through the help of a surrogate mother.


Surrogacy Cost In India For Different Cities

In the below table, we have mentioned surrogacy in India cost for different cities like Delhi, Bangalore, Pune, Chennai, etc.



Surrogacy Cost


Rs. 15,00,000 to 25,00,000


Rs. 16,00,000 to 26,00,000


Rs. 16,50,000 to 26,60,000


Rs. 17,00,000 to 26,00,000


Rs. 14,00,000 to 25,00,000


Rs. 16,00,000 to 27,00,000


Rs. 14,50,000 to 26,00,000


Rs. 15,00,000 to 25,00,000


Rs. 17,00,000 to 26,00,000


Rs. 15,00,000 to 25,00,000


Rs. 16,50,000 to 26,60,000


Disclaimer: We took the cost of surrogacy price in India from the internet which can vary in different circumstances.


Altruistic Surrogate Mother In India

Due to the Surrogacy (Regulation) Act of 2021, only altruistic surrogacy is legal in India. This means the surrogate mother carries a pregnancy for the intended parents without any financial compensation beyond medical expenses & insurance coverage during the pregnancy.

Eligibility requirements for surrogate mothers:

  • A close relative of the intending couple (preferred) OR a married woman with a child of her own.

  • Age between 25 and 35 years old.

  • Only acts as a surrogate mother once in her lifetime.

  • Have a medical & psychological fitness certificate for surrogacy.

  • Not provide her eggs for the process.


When Do You Need Surrogacy?

People may choose surrogacy when they can't have a baby on their own or it's too risky. Here are some situations where surrogacy could be an option.

  • Medical Conditions: If a woman cannot safely carry a baby due to health problems like heart disease or issues with her womb, having someone else carry the baby for her might be the best choice. In India, about 10-15% of couples have trouble having a baby, according to the Indian Society of Assisted Reproduction.

  • Same-Sex Couples: Surrogacy is a common choice for male couples who want to have a baby that is genetically related to one of them. India is a popular place for these couples because it is less expensive than other countries.

  • Repeated IVF Failures: When IVF doesn't work, some couples try surrogacy as a last option. India has good medical facilities for helping couples have children, so they consider going there for help.

  • Uterine Abnormalities: Some women can't have babies due to womb problems. They can ask a woman to carry their baby for them. 

  • Medical Treatments: Cancer treatments can make it hard to have babies. Before getting treatment, people can save their eggs or sperm for later. They can then have someone else carry their baby through surrogacy. 


Factors Affecting Surrogacy Cost In India

While surrogacy in India may not involve direct payment to the surrogate, other factors can make it more expensive for intended parents. Here are some reasons why the overall cost can increase.

  • Multiple IVF cycles: If getting pregnant through IVF doesn't work the first time, more attempts will be needed, which can be expensive. The age of the parents, the quality of sperm or egg & the type of fertility procedures used can affect how many attempts are necessary.

  • Medical complications for the surrogate: Surrogate mothers may need more medical care, medicine, or longer hospital visits if they have unexpected health problems during pregnancy, which can cost more money.

  • C-section delivery: A cesarean section is more complicated and expensive than a regular delivery.

  • Extended hospital stay for the baby: If the baby needs more medical care after being born, it can increase the cost of hospital services.

  • Egg or sperm donation: If the parents need to use donated eggs or sperm, they will need to pay for tests to screen the donors, sometimes compensate them & cover the cost of any medication needed.

  • Genetic testing: Choosing to have genetic testing for the embryos or baby may make the total cost higher.


Why Health Insurance Is Necessary For Surrogacy?

Here's why health insurance is necessary for surrogacy, even though financial compensation for the surrogate is illegal in India (altruistic surrogacy only).

  • Pregnancy Complications: Pregnancy carries risks & unexpected complications. Health insurance ensures the surrogate receives necessary medical care during these situations, minimizing financial burden.

  • Postpartum Care: Delivery and postpartum recovery are crucial phases. Health insurance covers costs associated with potential postpartum complications for the surrogate.

  • Reduces Financial Stress: For intended parents, insurance protects against medical bills if the surrogate has complications.


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In conclusion, the surrogacy cost in India changes based on the type of surrogacy & the location of the procedure. Traditional surrogacy is cheaper than gestational surrogacy, but it can still be costly. The cost of surrogacy also differs between cities in India, with some being more affordable than others. Intended parents should think about their choices & budgets carefully before choosing a surrogacy arrangement in India.

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