What is CC in Bike?: CC Full Form In Bike, Meaning & Importance

Do you want to know what is cc in the bike? CC (Cubic Capacity) in bike refers to the engine displacement of a motorcycle. It is a unit of measurement that helps determine the power and performance of a bike. The higher the CC, the greater the power output of the engine, which typically translates to higher speeds and acceleration.

Bikes with larger CC (Cubic Capacity) engines are often favored by experienced riders who enjoy the thrill of high-speed riding. However, smaller CC bikes are also popular for their fuel efficiency and ease of handling, making them ideal for beginners or commuting in urban areas. 

Permissible Limit: Bikes with cubic capacities of up to 500cc can be bought and driven in India with a standard license. However, for bikes exceeding 500cc, a separate license must be obtained.

Importance of CC (Cubic Capacity) In Bikes

CC (Cubic Capacity), which is a measure of the engine's displacement or size. The engine displacement is a crucial factor in determining the performance and capabilities of a motorcycle. 

Some reasons for the importance of CC in bikes in India:

• Performance: Higher CC engines tend to deliver more power and torque, resulting in better acceleration and top speed. This is particularly important for riders who seek a more thrilling and powerful riding experience, such as enthusiasts and those who frequently travel on highways.
• Fuel Efficiency: Smaller CC engines often offer better fuel efficiency. In India, where fuel prices can be a significant factor for consumers, bikes with lower engine displacement might be preferred for their cost-effectiveness in terms of fuel consumption.
• Affordability: Bikes with lower CC engines are usually more affordable both in terms of initial cost and insurance premiums. This makes them attractive to a wide range of consumers, including students, first-time buyers, and individuals looking for a budget-friendly transportation option.
• City Commuting: In crowded and heavy-traffic cities in India, smaller bikes with lower CC engines are often preferred. They are easier to handle in congested traffic conditions, making them suitable for daily commuting.
• Licensing Regulations: In India, there are specific licensing regulations based on engine displacement. Riders with lower-capacity bikes may have more accessible licensing requirements, making it easier for a broader range of individuals to own and ride motorcycles.
• Maintenance Costs: Generally, bikes with lower CC engines may have lower maintenance costs. Replacement parts and servicing for smaller engines could be more economical, which is an essential consideration for cost-conscious consumers.

How Does the Bike CC (Cubic Capacity) Affect Bike Insurance Premium?

In India, the cubic capacity (CC) of your bike plays a significant role in determining your bike insurance premium. 

Here's how:

• Mandatory Third-Party Liability Insurance: The Insurance Regulatory and Development Authority of India (IRDAI) sets the premium for mandatory third-party liability insurance based solely on the bike's CC. This means, that for this basic coverage, higher CC bikes will have higher premiums than lower CC bikes.
• Comprehensive Bike Insurance: While CC remains a factor, its influence on the premium is reduced for comprehensive insurance policies. Other factors like model, make, age, claim history, geographical location, and chosen add-ons also play a significant role.

Bike Insurance Premiums for Different CC Bikes: