Download LIC Payment Receipt Online
By Okbima 27 Nov 2023 132

How to Download LIC Payment Receipt Online?


LIC (Life Insurance Corporation) of India, is the oldest and largest insurance company in India. Founded in 1956, LIC has been providing insurance and investment solutions to millions of individuals and families across the country. With its wide range of products and services, LIC aims to ensure the financial security and well-being of its policyholders. 

The company has a strong presence not only in urban areas but also in rural and remote regions, making insurance accessible to all. In addition, LIC is known for its customer-centric approach, transparent practices, and prompt claim settlement, which has earned the trust and confidence of the Indian population.


How to Download LIC Premium Receipt Online?

It is a very easy process to download the LIC premium receipt online. The user is mainly divided into two categories that are registered and nonregistered users. Below, we have mentioned steps for both users.


For Registered Users

To download a LIC policy receipt online for registered users, follow the below simple steps:

Step 1: Visit the LIC website, log in to the ‘LIC Customer Portal’ using your registered credentials, and navigate to the ‘LIC's e-Services portal’.

Step 2: Locate and click on the "Premium Payment Receipt" option within the e-Services portal.

Step 3: Determine whether you need an "Individual Policy Paid Statement" or a "Consolidated Premium Paid Statement" based on your requirements.

Step 4: Provide the necessary policy details, including policy number and financial year for individual statements or financial year alone for consolidated statements.

Step 5: Click on the "Generate Statement" button to retrieve the relevant premium payment information and download the receipt in PDF format.


For Non-Registered Users

Non-registered users cannot directly download LIC premium receipts online. If you want to download the official LIC premium receipt, you'll need to register for LIC's e-Services. The registration process is straightforward and requires basic personal information and policy details. Once registered, you can follow the below steps:


Step 1: Firstly you'll need to register for LIC's e-Services.

Step 2: Afterthat, log in to the LIC account, then choose either "Individual Policy Paid Statement" or "Consolidated Premium Paid Statement."

Step 3: Provide the policy number and financial year for individual statements or just the financial year for consolidated statements.

Step 4: Click on "Generate Statement" to retrieve premium payment information and download the receipt in PDF format.


Important Things To Consider While Downloading LIC Policy Receipts Online

There are some important points to know when you are downloading LIC policy receipts online. Below, we have mentioned the following key points:

• Date of Birth Format: Enter your date of birth in the format dd/mm/yyyy to ensure accurate processing.

• Valid Policy Number: Provide a valid and correct policy number when prompted for accurate identification and retrieval of your policy details.

• Up-to-date Contact Information: Submit your current mobile number and email address.

• Exclusion of Service Tax: Ensure that the installment premium mentioned in the receipt does not include service tax.


What is the LIC Premium Receipt?

LIC Premium Receipt is a document provided by the Life Insurance Corporation of India (LIC) to policyholders as proof of payment for their premium. It is an acknowledgment that the premium payment has been received by LIC and serves as evidence of the policyholder's financial commitment to their insurance policy.

The LIC Premium Receipt contains important details such as the policyholder's name, policy number, premium amount, payment mode, payment date, and other relevant policy information. It acts as a legal document that verifies the payment made by the policyholder and helps maintain transparency and track record of premium payments.

The premium receipt is essential for policyholders as it acts as proof of their financial obligations towards the insurance policy. It ensures that the policy remains active and that the policyholder is entitled to the benefits and coverage provided by the insurance plan.


Benefits of LIC Premium Receipts

Having a LIC premium receipt can have several benefits such as proof of payment, easy tracking, etc. Some of the factors are mentioned below:

• Proof of Payment: The LIC premium receipt serves as proof that the premium for a life insurance policy has been paid. It ensures that there is a record of the payment made by the policyholder.

• Easy Tracking: The premium receipt helps in keeping track of the payment history. It provides a clear picture of the premiums that have been paid and helps the policyholder identify any discrepancies or lapses in payments.

• Insurance Continuity: Regular premium payments are crucial to maintaining the continuity of the life insurance policy. The LIC premium receipt serves as a reminder for the policyholder to make timely payments and ensures that the policy remains in force, protecting the insured and their beneficiaries

• Income Tax Benefit: Premiums paid towards LIC policies are eligible for tax deductions under Section 80C of the Income Tax Act, 1961. The premium receipt serves as important documentation to claim tax benefits and reduces the taxable income for the policyholder.

• Loan Eligibility: LIC policies often provide the option of availing a loan against the policy's surrender value. In such cases, the premium receipt is required as proof of premium payment for loan processing and disbursal.

• Reference for Policy Details: The premium receipt contains essential details about the policy, such as policy number, premium amount, due date, and policy term. It can serve as a handy reference for the policyholder to access policy information and contact the insurer if required.


What is LIC Premium Paid Certificate?

LIC Premium Paid Certificate is a document that is issued by the Life Insurance Corporation of India (LIC) to policyholders as proof of the premium amounts paid towards their life insurance policies. This certificate serves as evidence that the policyholder has fulfilled their financial obligation by paying the premiums on time.

The LIC Premium Paid Certificate contains important information such as the policyholder's name, policy number, premium payment details, payment dates, and the total amount paid. This document is typically required for various purposes such as tax filing, loan applications, or for claiming tax deductions under Section 80C of the Income Tax Act.


How to Pay LIC Premium Payment Online?

Paying your LIC (Life Insurance Corporation) premium online is a convenient and hassle-free way to ensure that your policy remains active and up to date. Here is a step-by-step guide on how to pay your LIC premium payment online:

Step 1: Visit the LIC official website, which is

Step 2: Register/Login yourself on the website by providing the necessary details, and enroll in your policy to enter the relevant details.

Step 3: Once done, click on the "Enroll" button. Navigate to the "Pay Premium Online" section

Step 4: Now, select your bank and make the payment. 

Step  5: Once the payment is successful, you will receive a confirmation message on your registered email address and mobile number. 


Note: It is important to note that while making an online payment for LIC premium, always ensure that you are on the official LIC website and not on any fraudulent website. 


Online Payment Options for LIC Premium

Online payment options for LIC premiums have made it easier and more convenient for policyholders to pay their premiums. LIC (Life Insurance Corporation of India) is the largest insurance provider in India and offers various online payment options to its policyholders. These options include:

• LIC's official website: Policyholders can visit LIC's official website and make premium payments by logging into their accounts. They can choose to pay via their debit or credit cards, net banking, or even digital wallets.

• LIC PayDirect: LIC PayDirect is a mobile app that allows policyholders to pay their premiums through their smartphones. This app provides a user-friendly interface and offers various payment options like debit/credit cards, net banking, and UPI.

• Payment through authorized banks: LIC has tie-ups with various authorized banks, allowing policyholders to pay their premiums through these banks' online platforms. They can use the banks' net banking services or other online payment methods to make the payments.

• Payment through e-wallets: LIC also accepts payments through popular e-wallets, such as Paytm, PhonePe, and Google Pay. Policyholders can link their LIC policies to their e-wallet accounts and make quick and hassle-free premium payments.



In conclusion, downloading LIC premium receipts online provides a convenient and hassle-free way for policyholders to access and maintain their important financial documents. By following a few simple steps, policyholders can ensure they have immediate access to their premium receipts whenever required. 

The online process eliminates the need for physical paperwork, reduces the chances of misplacement, and allows for easy retrieval of receipts at any given time. Additionally, downloading LIC premium receipts online promotes a more sustainable approach by reducing the consumption of paper and other resources. 



Can I pay my LIC premium online?

Yes, LIC allows online premium payments through their official website or authorized online platforms.


Can I download my LIC premium receipt without registering for e-services?

Typically, LIC requires registration for e-services to download premium receipts. Check the LIC portal for specific details.


Do I have to pay any charges for e-services?

Generally, LIC's e-services are free to use. Confirm details on the LIC website for any updates or changes.


Who can use the e-services offered by LIC?

LIC's e-services are available for policyholders who register on the official portal.


How will I know if I am registered for LIC's e-services?

Log in to your LIC account on the official website to check your e-services registration status.


Can I download the receipt of my LIC premium which was paid offline?

Receipts for offline premium payments can usually be obtained through your LIC agent or the branch where the payment was made.


Is the LIC premium paid certificate available in PDF format?

Yes, LIC premium paid certificates are often available for download in PDF format on the official portal.


What should I do if I lost my LIC premium receipt?

Contact LIC customer service or your agent for assistance in obtaining a duplicate receipt.


Can I get my LIC receipt from Google Pay?

Receipts from Google Pay may be available; check your transaction history on the Google Pay app.


How to download a lic premium receipt for income tax?

Log in to your LIC account, navigate to the premium payment history section, and download the receipt for income tax purposes.


How to download the lic premium receipt from Paytm?

Access your Paytm transaction history or visit the Paytm LIC Premium Payment portal to download the receipt.


Where to download the lic premium receipt online?

Visit the official LIC website or authorized platforms where you made the payment to download your premium receipt.


How to download lic premium receipt from Phonepe?

Check your Phonepe transaction history or visit the Phonepe portal for options to download your LIC premium receipt.


How to download lic premium receipt from the app?

Use the LIC official app or the platform through which you made the payment to download your premium receipt.

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