Coronavirus Health Insurance (Covid Insurance): Compare & Buy Online

Get peace of mind with Coronavirus Health Insurance. We make it simple for you to compare, buy, renew, and claim your insurance. Stay protected from COVID-19 costs and focus on your health. Our user-friendly platform ensures a trouble-free experience. Explore various pandemic coverage plans to pick the one that best meets your needs. Secure your financial future by getting the coverage you need. Don't wait, take charge of your health right now. Read More

  • world-wide-coverage
    Worldwide Coverage Yes*
  • wellness-benefits
    Wellness Benefits Available
  • sum-insured
    Sum Insured 10 lakh*

Compare Covid Care Plans Online

What is Covid Insurance (COVID-19)?

Covid Insurance (Covid-19) is a sort of insurance that helps protect people financially if they die as a result of the virus. Just like other life insurance products, it provides a way for the family of the person who passed away to handle their financial needs during this difficult time. While it is hard to place a price on someone's life, having a fixed amount of money from the insurance policy might help the family manage their expenses after the person's sudden death.

Why Choose Covid Kavach Insurance From Okbima?

There are many reasons to choose Covid Kavach Insurance from Okbima-

  1. Policy Issuance in 5 Minutes
    No more dealing with papers for days on end or standing in queue for hours. You can just easily and quickly get insurance coverage with okbima. From searching for the ideal insurance to getting it approved, the entire process simply takes five minutes.
  2. Dedicated Support Staff
    Our knowledgeable support staff is ready to help you every day of the week, 24 hours a day. Please don't hesitate to get in touch with us if you have any queries, our team of experts is here around-the-clock to assist you with everything from purchasing an insurance policy to filing a claim.
  3. Offers Top-Notch Digital Support
    When it comes to offering top-notch digital services, okbima is without a doubt one of the most well-known insurance service providers. It focuses on finding answers to even the smallest consumer questions regarding their insurance policy.

What Are The Types Of Covid Insurance Policies In India?

There are two types of covid insurance policies in India-

Corona Kavach Policy for COVID-19

The Corona Kavach Policy is a health insurance policy that covers the costs of COVID-19 treatment.

It is a simple and affordable policy that covers individuals and families. This coverage covers you, your dependent children, your parents, and your parents-in-law for different time periods.

This type of insurance is offered by private and general insurers and covers a variety of charges such as AYUSH treatment, homecare, pre-hospitalization, post-hospitalization, and road ambulance expenses.

The best aspect is that it has a 15-day waiting period, so you can start using the benefits right away. Additionally, you have the choice to pay extra for a daily cash reward.

Corona Rakshak Policy for COVID-19

The Corona Rakshak Policy is a health insurance plan intended exclusively to cover COVID-19 treatment costs.

Unlike the Corona Kavach Policy, it is a benefit-based policy that pays a lump sum equal to 100% of the insured amount if the policyholder tests positive for COVID-19.

The policy offers coverage options ranging from Rs. 50,000 to Rs. 2.5 lakh, and it can be purchased by individuals aged between 18 and 65.

It has short policy periods of 3.5, 6.5, and 9.5 months and ends when the benefit is paid. To be eligible for policy payments, the insured must test positive for COVID-19 at a government-approved facility and be hospitalized for at least 72 hours.

Corona Kavach Policy Vs Corona Rakshak Policy

In simple terms, the Corona Kavach Policy helps you pay for hospitalization and treatment if you get COVID-19. It pays for the majority of the expenses, such as therapy and medication. However, it only covers the treatment costs and nothing else.

The Corona Rakshak Policy, on the other hand, is an entirely different kind of insurance. It offers a fixed amount of money regardless of the medical bills you face. This policy is beneficial if you are the primary earner in your household.

Why Do You Need Covid-19 Insurance?

Now is the time to think about creating a safety net for your family in case something terrible happens. COVID-19 has expanded swiftly, causing devastating repercussions and financial difficulties for many.

Insurers are providing specialized health solutions to fill the gap created by India's low insurance coverage. You may be wondering if you truly require COVID-19 insurance, but the answer is yes. A lot of people are becoming sick and suffering a lot right now since we are living in uncertain times. In this difficult time, having a good insurance plan will help you deal with COVID-19 and guarantee your family's future.

The COVID-19 health insurance rates are reasonable, making it possible for everyone to safeguard their loved ones from unforeseen events. Additionally, the benefits of COVID insurance plans are extremely beneficial. Our comprehensive policies at okbima Insurance provide coverage for COVID-19-related circumstances. You can successfully plan for uncertainties and manage your emergency money by selecting a COVID insurance policy.

How Do Coronavirus Insurance Policy Work?

A coronavirus insurance policy provides financial protection if you get sick with COVID-19

If you have this insurance, it may be able to assist with paying for some medical costs associated with your COVID-19 therapy. The coverage often covers costs like hospitalization, medical visits, and prescription drugs. To understand what is and is not covered, carefully read the policy. Keep in mind that coronavirus insurance is unique from standard health insurance and only covers COVID-19-related costs.

Benefits Of Corona Insurance Plans

Let's look at the primary benefits of the Corona insurance plan:

Covid Health Insurance Coverage
Treatment of Covid-19 This coverage is provided at no extra cost
Co-Payment There is no age restriction
Riders Can be opted by paying an extra premium
Home Treatment Covered when given by a doctor
Cashless Claims Can be made in network hospitals
Consumables Cover the cost of PPE Kits, masks, gloves and ventilators

Documents Required To Get Coronavirus Health Insurance

You will need the following documents to get coronavirus health insurance:

Application form: You will need to complete an application form issued by the insurance company. This form often includes personal information such as your name, contact information, age, and address.

Identification documents: To verify your identity, you will most likely be required to present identification documents such as a passport, driver's license, or national identification card.

Proof of residence: Some insurance companies may request proof of residence, such as a utility bill or rental agreement.

Medical history: You may be requested to provide information about your medical history, such as pre-existing ailments, previous illnesses, or procedures. This information assists the insurance company in determining the risk and the conditions of your coverage.

COVID-19 test results:If you are seeking coronavirus health insurance, you may be required to provide recent COVID-19 test results. This could include a negative test result to ensure you are not already infected at the time of application.

Income or employment verification: Some insurers may need proof of income or employment to evaluate your eligibility for coverage or the premium amount.

Other relevant medical records: Depending on the requirements of your insurance carrier, you may be required to supply additional medical records or reports relating to your health or any pre-existing conditions.

What Factors Affecting Covid-19 Health Insurance Premiums?

Before purchasing a COVID-19 health insurance coverage, consider the following:

How To Buy Best Covid-19 Insurance Plan In India At Okbima?

Follow these simple steps to obtain Coronavirus health insurance from Okbima:

Step 1: Go to the homepage of

Step 2: On the site, select the "Coronavirus" option.

Step 3: Complete the form on the page.

Step 4: Fill out the form completely to ensure that you receive the best Coronavirus health insurance from our organization.

Please contact our skilled team of specialists for further information.

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How To Calculate Covid Insurance Premiums?

When looking for the best coronavirus health insurance, using a coronavirus health insurance premium calculator is a reliable and useful tool. This tool speeds up and simplifies decision-making by giving correct information quickly. Please do not hesitate to contact our team of specialists if you have any further questions.

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How Will Your Family Receive The Covid Insurance Policy Claim?

Covid insurance policy:- claims function similarly to ordinary health insurance claims. There are two types of claims: cashless claims and reimbursement claims.

Cashless Claims:- You don't have to pay anything upfront if you go to a network hospital for COVID-19 treatment. Simply notify your insurance provider, and they will pay the hospital directly. Make sure your policy covers COVID-19 treatment.

Reimbursement Claims:- If you go to a non-network hospital, you pay your own fees and notify your insurer. You can later request a refund by submitting the bills and papers. The insurance company will examine them and deposit the funds into your bank account.

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Corona Insurance FAQs

A coronavirus health insurance policy can be purchased quickly and easily online. Simply select the Coronavirus health plan that you want to purchase. Fill out the essential information and pay your insurance premiums online.

Yes, the new omicron type of coronavirus will be covered under your existing coronavirus health insurance policy.

Most Coronavirus health insurance policies cover home care costs if the doctor recommends it. Most insurance companies, however, do not pay expenses associated to home quarantine.