A group health insurance policy meets the insurance needs of a group of people, usually members of an organisation or firm employees.
A group health insurance plan refers to an insurance policy that covers the health of people under the same contract from the same organization which means the same type of coverage will be provided to all employees irrespective of their position in the office. The key features of the group health insurance plan are:
For maintaining a perfect balance of the official work, every employee is a treasure for the organization and taking care of them becomes important. Each employer should understand the need for a group health insurance policy.
There are certain benefits for employees also for having a corporate group insurance plan:
The group health insurance plans have a list of inclusions that have an add-on benefit and there are some exclusions also.
Inclusions of Group Health Insurance Plan
The company or organization can opt for some of the options that can elevate the group health insurance plan. Some of the options are:
Exclusions of Group Health insurance Plan
You can go for a cashless claim in any of the partner network hospitals anywhere within the country. The procedure is as follows:
In the event of reimbursement claim the procedure is as follows:
Documents required for filling a reimbursement claim
There are several advantages of buying it from us which are:
If till now you are planning a group health insurance plan for your employees, buy it and make them financially secure and a perk added will bring a lot more value to your company then the amount of the premium. After strict guidelines and stringent rules for claim, it has become difficult to manage the insurance policies with employees coming and going. But then if there is an option like medical coverage which is not going out of employees pocket, people tend to think twice before quitting their jobs and leaving all the perks attached to it. Giving you a full package consisting of entire service, expert advisory, purchase assistance and policy renewal, Okbima aims to help you at every step.